Attention homeowners in Plain City and Union County: Need an appraisal?
See the top seven reasons why OH homeowners order from Horne & Associates (614) 891-0066:
Do you own a house in or near Plain City? Do you need help determining the price of your real estate?
At Horne & Associates (614) 891-0066, we understand the unique needs of a homeowner seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Horne & Associates (614) 891-0066, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours.
Need to cancel PMI?
A fashionable way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We're seasoned in helping folks just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge Tax Assessment
Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from Horne & Associates (614) 891-0066 is your #1 weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your home is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. Horne & Associates (614) 891-0066 can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
We Offer Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for efficiency, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.